1495 Mars Street
Merritt Island, FL 32953 · Diana Shores
$450,000
Photo tour
Take a walk through the home
23 photos · hover to pause, click any image to view full screen.
About this home
A pool-home on a quiet interior residential street in Diana Shores — fully fenced, freshly roofed, hurricane-ready, and ten minutes to Kennedy Space Center.
Set inside the established Diana Shores neighborhood of central Merritt Island, 1495 Mars Street is a 3-bedroom, 2-bath pool home that has been thoughtfully maintained and is genuinely move-in ready. The split-bedroom floor plan delivers a private primary suite with his-and-hers closets and a dual tub-and-shower bath, while the family room opens onto a 26-foot screened lanai overlooking the in-ground pool.
The home is block-and-stucco construction with a 2018 shingle roof and hurricane shutters — the kind of bones that hold up to Florida summers. A two-car attached garage, fully fenced wood backyard, and a position on a quiet interior residential street round out a lifestyle that's hard to replicate at this price point.
You're eight miles from Kennedy Space Center, twelve from Cocoa Beach via the Pineda Causeway, and zoned to Mila Elementary, Jefferson Middle, and Merritt Island High. There is no recurring HOA in Diana Shores.
What sets it apart
Highlights
- Private in-ground pool with screened lanai
- Roof replaced 2018
- Hurricane shutters & block-and-stucco build
- Fully fenced backyard
- Interior residential street position
- No recurring HOA
Features
- Split-bedroom plan
- Primary bath: tub + shower
- His & hers closets
- Ceiling fans throughout
- Tile & laminate flooring
- Central electric A/C and heat
- In-ground pool
- 26×10 screened lanai
- Fully fenced (wood)
- Sprinklers front and rear
- 2-car attached garage
- East-facing front
- Block, concrete & stucco
- Shingle roof (2018)
- Hurricane shutters / panels
- Public sewer · well water
- Flood zone X
Room dimensions
| Room | Dimensions |
|---|---|
| Living Room | 20×12 |
| Family Room | 16×13 |
| Dining Room | 11×10 |
| Kitchen | 11×10 |
| Primary Bedroom | 15×12 |
| Bedroom 2 | 13×10 |
| Laundry | 8×8 |
| Screened Lanai | 26×10 |
Approximate room dimensions per measure by listing agent. Buyer to verify all dimensions, square footage, and material facts.
Monthly payment breakdown
Three ways to finance this home.
Real numbers from Don's mortgage team — quoted June 16, 2026. Adjust the price below to model your offer.
20% Down Conventional · 30-yr fixed
- Purchase price
- $450,000
- Down payment (20.0%)
- $90,000
- Loan amount
- $360,000
- Interest rate
- 6.375% APR 6.615%
- Principal & interest
- $2,245.93
- Property tax
- $468.75
- Homeowners insurance
- $281.25
- Mortgage insurance
- $0
- HOA
- $0
3.5% Down FHA · 30-yr fixed
Lowest down- Purchase price
- $450,000
- Down payment (3.5%)
- $15,750
- Loan amount
- $441,849
- Interest rate
- 5.990% APR 6.781%
- Principal & interest
- $2,646.27
- Property tax
- $468.75
- Homeowners insurance
- $281.25
- Mortgage insurance
- $197.92
- HOA
- $0
0% Down VA · 30-yr fixed
Veterans- Purchase price
- $450,000
- Down payment (0.0%)
- $0
- Loan amount
- $459,336
- Interest rate
- 6.125% APR 6.404%
- Principal & interest
- $2,790.97
- Property tax
- $468.75
- Homeowners insurance
- $281.25
- VA funding fee (financed)
- Included
- HOA
- $0
Scenarios above use a $450,000 purchase price to give you headroom for an over-asking offer in this market. Move the price slider below to see payments at the $450,000 list price.
Model your own offer
Live PITI estimate. No form. No email. Just math.
- Principal & interest
- $2,246
- Property tax
- $468.75
- Homeowners insurance
- $281.25
Ready to make an offer?
Don is a licensed broker AND a licensed loan officer (NMLS #1700560) — one person, one phone call, both halves of the transaction.
Payment estimates derived from Don Harkins Mortgage Team Quote dated June 16, 2026. Actual rate, payment, and cash to close depend on credit profile, market conditions at the time of lock, and program-specific underwriting. Get an official Loan Estimate before choosing a loan. NMLS #1700560. Equal Housing Opportunity.
Rent vs. Buy
Every month you keep renting, you're paying someone's mortgage.
Drag the slider to see exactly how much wealth you build at each year of ownership versus continuing to rent in 32953, Brevard.
Year 5
Net Gain by Buying a Home
| Year 1 | Year 3 | Year 5 | ||||
|---|---|---|---|---|---|---|
| Buying | Renting | Buying | Renting | Buying | Renting | |
| Principal/Rent | $360 | $4,270 | $412 | $4,798 | $471 | $5,391 |
| Interest | $2,267 | — | $2,215 | — | $2,156 | — |
| Prop. Tax, Ins., Maint. & Repairs | $733 | $64 | $745 | $72 | $757 | $81 |
| Estimated Expenses | $3,360 | $4,334 | $3,372 | $4,870 | $3,384 | $5,472 |
Adjust your assumptions
† Estimates only. Tax benefit shown as $0 because the standard deduction generally exceeds itemized housing deductions at this loan size. Forecasts assume the inputs above and a 30-year fixed-rate mortgage. Actual results will vary with credit, market conditions, taxes, insurance, and maintenance. Not tax or legal advice. Equal Housing Opportunity. NMLS #1700560.
Location
Diana Shores, central Merritt Island
Diana Shores is a 1968–1985 inland subdivision on the central island, with a street grid named for planets and moons — Mars, Mercury, Vega, Phobos, Saturn, Pluto — a nod to the neighborhood's proximity to Kennedy Space Center. Diana Shores Boulevard is the spine. The community runs on a one-time community fee — there is no recurring HOA.
1495 Mars Street sits on an interior residential stretch on the eastern edge of the subdivision. The lot is interior — not waterfront — but the home backs to a fenced wood yard with mature oak canopy and a 26-foot screened lanai fenced wood yard with mature oak canopy and a 26-foot screened lanai overlooking the in-ground pool.
The community is two minutes east of N Courtenay Parkway (SR-3) with direct access northbound to Kennedy Space Center, southbound to the 520 Causeway and Cocoa, and east-west via the Bennett and Pineda Causeways to Cocoa Beach and Satellite Beach.
| Kennedy Space Center | 8 mi |
| Cocoa Beach (Pineda Causeway) | 12 mi |
| Patrick Space Force Base | 18 mi |
| Orlando International Airport | 45 min |
| Downtown Orlando | 60 min |
| Disney property | 70 min |
Quick facts
- Subdivision
- Diana Shores Unit No 6
- MLS area
- 251 - Central Merritt Island
- County
- Brevard
- Lot size
- 0.18 ac · 7,841 sf
- Year built
- 1978
- Stories
- 1
- Construction
- Block · concrete · stucco
- Roof
- Shingle (replaced 2018)
- Sewer / Water
- Public sewer · well water
- Flood zone
- X
- HOA
- Voluntary
- Annual taxes
- $4,136.52 (2025)
- Direction faces
- East
Schools
- Elementary
- Mila Elementary
- Middle
- Jefferson Middle
- High
- Merritt Island High
School zoning verified by buyer. Sourced from Brevard Public Schools — districts subject to change.
Ready to see 1495 Mars Street in person?
Don personally walks every showing on his listings. Pick the path that works for you.
Most showings are scheduled within 24 hours. Owner-occupied — please give at least one hour notice.
Don Harkins, Broker
Owner · Don Harkins Realty
Don has been the broker of Don Harkins Realty since 2014, with $150M+ in personal transactions and a track record of selling homes at an average of 100.7% of list price in 16 days. He is also a licensed loan officer (NMLS #1700560) — which means you can run your pre-approval through the same person who's selling you the house. No handoff, no leakage.
- ✓Florida Broker · BK3251280
- ✓Brokerage CQ1068457
- ✓NMLS #1700560
- ✓Top 1% Central Florida volume
For sellers
Curious how much equity you have in your current home?
Instantly receive a detailed home analysis report to understand all your options as a homeowner — including the true cost of selling in today's market.
Just put your address — your report is ready in 30 seconds.
Free · No commitment · Instant · Powered by HomeQueryReport